Join Carol For This Live, Complimentary Webinar:
The Great Tax Sunset
In this webinar, you’ll be learning about the Tax Cuts and Jobs Act sunsetting provisions. Most of the tax changes in the 2017 Tax Cuts & Jobs Act (TCJA) are set to expire (sunset) at the end of 2025. See how this will effect you!
We Will:
- Identify areas that sill help you reduce taxes
- Will 2026 have a significant impact to you?
- Is all money taxed the same?
Please click HERE for an important message from Carol.
DATE: October 29, 2024
TIME: 5:00 – 6:00PM EST
Click HERE to register
Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”), an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. FedSavvy Educational Solutions and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice.
Please Join Carol For a Live, Complimentary Webinar
The Bucket Plan – Protecting and Growing Your Assets for a Worry-Free Retirement”
Date: September 24, 2024
Time: 5:00pm – 6:00pm EST
Click HERE to register
Franklin Planning takes no responsibility for the current accuracy of this information. Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”), an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Franklin Planning and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice.
Join Carol For Live, Complimentary 4-Part “Summer School” Webinar Series:
Session 1
TSP 101 Nuts and Bolts
DATE: July 11, 2024
TIME: 5:00 – 6:00PM EST
Click HERE to register
Session 2
TSP – Avoid 9 Costly Mistakes
DATE: July 25, 2024
TIME: 5:00 – 6:00PM EST
Click HERE to register
Session 3
Considerations in Retirement
DATE: August 20, 2024
TIME: 5:00 – 6:00PM EST
Click HERE to register
Session 4
Thrift Savings Plan 201 – Allocating Your TSP in Uncertain Times
DATE: August 29, 2024
TIME: 5:00 – 6:00PM EST
Click HERE to register
Current accuracy of this information. Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”), an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. FedSavvy Educational Solutions and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice.
Please Join Carol For a Live, Complimentary Webinar
SHORT TERM TREASURIES
Join Carol to learn about Short Term Treasuries and how it might be beneficial to your portfolio.
Date: June 25, 2024
Time: 5:00pm – 6:00pm EST
Click HERE to register
Franklin Planning takes no responsibility for the current accuracy of this information. Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”), an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Franklin Planning and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice.
Please Join Carol For a Live, Complimentary Webinar
ESTATE PLANNING
Don’t leave important decisions about you and your family to the State! Without an estate plan, your estate could be subject to probate, an expensive, time consuming and public court proceeding.
Date: Tuesday, May 21, 2024
Time: 5:00pm – 6:00pm EST
Click HERE to register
Franklin Planning takes no responsibility for the current accuracy of this information. Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”), an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Franklin Planning and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice.
Greetings!
Please Join Carol For a Live, Complimentary Webinar
The Beneficiary Liquidity Plan
With Special Co-Presenter, An Annaly Pino from BLP
No one wants to talk about the end of their life. But prepared or not, it is still going to happen. And there will always be a cost associated with it whether it’s the simplest of cremations or the most traditional of funerals. The Beneficiary Liquidity Plan® (BLP) enables individuals to ensure their loved ones have quick, easy access to the allocated funds needed to help cover expenses after death. Please don’t miss this important webinar.
Date: Thursday, April 25, 2024
Time: 5:00pm – 6:00pm EST
Click HERE to register
Franklin Planning takes no responsibility for the current accuracy of this information. Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”), an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Franklin Planning and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice.
Please Join Carol Schmidlin For Live, Complimentary Webinar
Tools and Tips to Maximize Your FERS Federal Benefits
Join Carol as she touches on important dates, magic numbers, important documents, calculating your federal annuity and much more. You don’t want to miss this important webinar.
DATE: February 22, 2024
TIME: 5:00 – 6:00PM EST
Click HERE to register
Current accuracy of this information. Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”), an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. FedSavvy Educational Solutions and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice.
Please Join Carol Schmidlin For Live, Complimentary Webinar
TAX MANAGEMENT JOURNEY
The Tax Management Journey is a systematic process, engineered to not only reduce your taxation today, but into the future! We do so through ongoing engagement of these seven critical strategies of tax management and mitigation – not just today, as well as into the future.
Date: January 23, 2024
Time: 5:00-6:00pm EST
Click HERE to register
Please Join Carol Schmidlin For Live, Complimentary Webinar
LONG-TERM CARE
November is Long Term Care month. I felt this is the opportune time to host a webinar on this very important subject. In this webinar, I’ll highlight the long-term care needs of men and women over the age of 65, and how they should be assisted in their daily lives. This includes feeding, bathing, and assisting them in daily routine. Please join me.
Date: Tuesday, November 28, 2023
Please Join Carol Schmidlin For Live, Complimentary Webinar
Taxes in Retirement
Learn how to minimize taxes without lowering your standard of living or purchasing power.
Date: Thursday, September 21, 2023
Time: 5:00-6:00pm EST
Click HERE to register
Please Join Carol Schmidlin For Live, Complimentary Webinar
Financial Freedom in Retirement
What is financial freedom in retirement?
Financial freedom in retirement means you have saved enough money to cover your expenses and are in a position to live in the way you are accustomed or in the way you have planned, without having to find a part-time job to supplement your income. Breaking up your financial freedom goals into small chunks can help keep you on track while making the process more manageable and, hopefully, less stressful. The important thing is to get started. Please join us for this important webinar.
Date: Thursday, May 25, 2023
Time: 5:00-6:00pm EST
Click HERE to register
Please Join Carol Schmidlin as She Hosts Live Webinar:
Social Security
With Special Gusest Presenter, Kurt Czarnowski
Kurt Czarnowski is currently the principal in “Czarnowski Consulting,” a retirement planning firm which in now in its 12th year of providing “Expert Answers to Your Social Security Questions. He is the former Regional Communications Director for the Social Security Administration (SSA) in New England, a position he held from December of 1991 until his retirement at the end of 2010. Please don’t miss this important webinar.
Date: Wednesday, 04/19/2023
Time: 5:00pm – 6:00pm EST
Click HERE to Register
Please Join Carol Schmidlin as She Presents Live Webinar:
ESTATE PLANNING
While no one wants to leave important decisions around their family and estate to chance, according to Google, 63% of Americans don’t have a will or trust, and another 9% have out of date documents. Part of my commitment as a financial planner is to ensure this important task is completed.
Thursday March 30, 2023
Time: 5:00pm – 6:00 pm EST
Click HERE to register.
Please Join Carol Schmidlin as She Presents Live Webinar:
Secure Act 2.0
In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement. The law is called SECURE 2.0, and it’s a follow-up to the Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in 2019.
Thursday March 2, 2023
Time: 5:00pm – 6:00 pm EST
Click HERE to register.
BACK BY POPULAR DEMAND
Please Join Carol Schmidlin as She Presents Live Webinar:
Your Tax Management Journey
Parts 1 and 2
Registration links below.
Tax Management Today – Not all money is taxed the same. Most people procrastinate against tax planning or tax management until a deadline, which for most is April 15th. It is a use it or lose it. If you owe, maybe you don’t realize what’s caused you to owe. How the tax code is written is that if you don’t engage in proper planning opportunities or strategies within that calendar year, you’re pretty much out of luck. We will be going through 7 Core Steps to effective tax management and how your future position can be impacted by taxes today. Our goal is for you to be informed about your plan.
Part 1
11/2/22
5:00 pm – 6:00 pm EST
Click HERE to register
Part 2
11/9/22
6:00 pm – 7:00 pm EST
Click HERE to register
In addition to virtual workshops, we are again ready to present live workshops at your agency location. Please feel free to contact for more information.
Please Join Carol Schmidlin as She Presents Live 2-Day Complimentary Workshop:
Maximizing Your FERS Benefits for Retirement
Registration link below
This complimentary workshop will take you through the complexities of the federal retirement system so that you can make informed decisions about your financial future. A sampling of what topics will be discussed are as follows: FERS, Insurance Programs, Social Security, Thrift Savings Plan (TSP), Income Tax Key Facts and more! You don’t want to miss this presentation by industry leader, Carol Schmidlin as benefit regulations are constantly shifting.
Date: 6/21 and 6/22/22
Time: 12:00 – 4:00 pm EST
Click HERE to register
In addition to virtual workshops, we are again ready to present live workshops at your agency location. Please feel free to contact for more information.
Please Join Us as Carol Schmidlin Presents a Complimentary Webinar
TSP: Mutual Fund Window – Coming in June
TSP is introducing exciting new features to make your TSP experience even better. You’ll have more flexibility in how you access My Account, more options to contact TSP representatives if you need help, and even more transactions you can complete smoothly and securely online.
Date: May 18, 2022
Time: 12:00 – 1:00 pm EST
Click HERE to register
Please Join Us as Carol Schmidlin Presents a Complimentary Webinar
Long-Term Care – An Essential Planning Tool
Imagine having an expense that could wipe out all of your savings. The fact is that there is a 70% chance that this could happen to you or your spouse. Spend 60 minutes learning the intricate details of the Federal Long Term Care program as well as hybrid life – long-term care plans, which ensure that if you don’t use the long-term care component, it will pay out to a beneficiary when you pass.
Date: March 22, 2022
Time: 12:00 – 1:00 pm EST
Click HERE to register
Please Join Us as Carol Schmidlin Presents a Complimentary Webinar
Income Planning for Retirement
Many people make the biggest mistake in retirement: going from the accumulation stage (saving for retirement) to the distribution stage (drawing from your savings while hoping you will not outlive your savings). The missing piece is to have an income plan for how you will draw from your assets and avoid many risks during this stage. Learn how to avoid this risk during our one-hour webinar.
Date: February 22, 2022
Time: 12:00 – 1:00 pm EST
Click HERE to register
Please Join Us as Carol Schmidlin Presents a Complimentary Webinar
10 Financial Planning & Tax Tips for 2022
Make 2022 different by being proactive and making a plan to fund whatever it is that’s important to you. Do you contribute to a Roth IRA? Have you already thought of long-term care? Is your life insurance up to date? Make sure you are controlling your money and not letting your money control you.
Date: January 20, 2022
Time: 12:00 – 1:00 pm EST
Click HERE to register
Please Join Us as Carol Schmidlin Presents a Complimentary Webinar
Congress Targets IRA’s – Insights on 8 Tax Proposals
Recent retirement proposals from Congress would upend planning strategies for retirement accounts, especially Roth IRAs. These changes are currently only proposals, but they have been the focus of attention and intense speculation. Join us as Carol gives her insights on all 8 tax proposals.
Dates: Tuesday, 12/7/2021
Time: 12:00pm – 1:00pm EST
To register, click HERE
Please Join Us as Carol Schmidlin Presents a Complimentary Webinar
Security and You
Have you factored in your total Social Security benefits and how much money you’ll need to retire comfortably? Join us for this complimentary webinar to learn more.
Special guest presenter, Cindy Lundquist.
Cindy is an experienced public speaker who has helped financial advisors and employees at law firms, insurance companies, Fortune 500 corporations and government agencies understand Social Security.
Dates: Tuesday, 11/9/2021
Time: 12:00pm – 1:00pm EST
To register, click HERE
Please Join Us for This Complimentary 2-Day Virtual Workshop
Maximizing Your Federal Benefits for Retirement
Federal Employees have great benefits. However, it can be overwhelming trying to navigate the maze of information and understand what is available and how to maximize those benefits.
This complimentary workshop will take you through the complexities of the federal retirement system so that you can make informed decisions about your financial future. A sampling of topics to be discussed are FERS, Social Security, Estate Planning, Insurance, TSP, Income Tax Key Facts and more! You don’t want to miss this presentation by industry leader, Carol Schmidlin as benefit regulations are constantly shifting.
Dates: Tuesday, 11/2 and Wednesday, 11/3/2021
Time: 12:00pm – 4:00pm EST
To register, click HERE
Please join us as Carol Schmidlin presents our newest complimentary 6 part webinar series. See below to register for one or all in this series.
At FedSavvy Educational Solutions, our goal is to make it easy for Federal Employees to find resources and information about your federal benefits and provide the information you need to prepare for a comfortable retirement— anytime, whenever you need it.
Webinar #6
Sound Financial Planning For Singles
Tuesday, September 14, 2021
12:00-1:00 PM EST
Register Here
Webinar #5
Sound Financial Planning For Couples
Tuesday, August 17, 2021
12:00-1:00 PM EST
Register Here
Webinar #4
Survive and Thrive In Retirement
Tuesday, June 15, 2021
12:00-1:00 PM EST
Register Here
Webinar #3
TSP Roth and Roth Conversions
Tuesday, May 18, 2021
12:00-1:00 PM EST
Register Here
Webinar #2
TSP-Bucket Plan
Tuesday, April 13, 2021
12:00-1:00 PM EST
Register Here
Webinar #1
10 Financial Tips for 2021
Tuesday, March 16, 2021
12:00-1:00 PM EST
Register Here
Tuesday, February 9, 2021
12:00 – 1:00 pm EST
CLICK HERE TO REGISTER
If you have questions related to the subject matter that you would like Carol to address after the meeting, email karen@fedsavvy.com.
If you experience problems registering, please email natalie@fedsavvy.com or call (855) 531-7252
For those of you who can’t participate on the computer and would like to call in, let us know and we will send you the slides so you can follow along! Or contact Natalie Meglino at natalie@fedsavvy.com and request to be registered.
Join Carol Schmidlin For Live Webinar
Early Career-What to Do Now To Prepare For Retirement
Early Career – Powerful Tools to Enhance Your Retirement. If you have less than 10 years or less of government service, you’ll want to tune in to this webinar. Topics will include: Allocating Your TSP to Align with your Personal Objectives and Comfort Level & Specific Considerations for the Roth TSP.
January 13, 2021
12:00 – 1:00 EST
CLICK HERE TO REGISTER
Topics to be discussed: Retirement Saving Goals, Starting a Family, Saving For Your Child’s College Education and Open Season Enrollment
If you have questions related to the subject matter that you would like Carol to address after the meeting, email karen@fedsavvy.com.
If you experience problems registering, please email natalie@fedsavvy.com or call (855) 531-7252
For those of you who can’t participate on the computer and would like to call in, let us know and we will send you the slides so you can follow along! Or contact Natalie Meglino at natalie@fedsavvy.com and request to be registered.
Join Carol Schmidlin For Live Webinar
Early Career-What to Do Now To Prepare For Retirement
Early Career – Powerful Tools to Enhance Your Retirement. If you have less than 10 years or less of government service, you’ll want to tune in to this webinar. We will address important steps that you should be doing now to maximize your federal benefits. The feedback we get over and over again when we teach retirement courses is that this information would have been more helpful if it was learned earlier in their career when they had the time to use it.
November 4, 2020
12:00 – 1:00 EST
CLICK HERE TO REGISTER
Topics to be discussed:
Retirement Saving Goals, Starting a Family, Saving For Your Child’s College Education and Open Season Enrollment
If you have questions related to the subject matter that you would like Carol to address after the meeting, email karen@fedsavvy.com.
If you experience problems registering, please email natalie@fedsavvy.com or call (855) 531-7252
For those of you who can’t participate on the computer and would like to call in, let us know and we will send you the slides so you can follow along! Or contact Natalie Meglino at natalie@fedsavvy.com and request to be registered.
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Carol Schmidlin Presents Live Webinar!
Weathering the Storm
A lot has changed since the beginning of 2020. There are slogans we’ve all heard like “We’re all in this together” and “This is our new normal”. While this may be true, we each have our individual set of circumstances. You may be a single person in the job force, a single mom or a retired couple. How prepared were you for this unprecedented event? Please join Carol for this informative webinar.
Tuesday, July 14, 2020
12:00 PM EST
Please click HERE to register
Hurry! Limited spots available!
Carol Schmidlin Presents Live Webinar!
9 Potential Mistakes with your TSP
TSP is the largest defined contribution retirement savings plan in the world with over $650 billion in assets. You have a wide range of investment options and, best of all, the fee is ridiculously low at .033%. There are some common mistakes that can cost you thousands of dollars, sometimes causing irreversible losses. With the proper knowledge that you’ll gain from this program, these mistakes can be avoided.
Tuesday, June 9, 2020
12:00 PM EST
Please click HERE to register
Hurry! Limited spots available!
Carol Schmidlin Presents 4 NEW LIVE WEBINARS!
Coronavirus Response and Virtual Training
At FedSavvy Educational Solutions, the safety and well-being of our clients, our friends, and our employees is our highest priority. As the news of Coronavirus escalates, so does the conversation and concerns surrounding it. While there are many unknowns about the virus and the impact on the economy, we at FedSavvy Educational Solutions are here to support your needs.
What does this mean for you?
To do our part to slow the spread of Coronavirus (COVID-19), we are pleased to offer Federal Benefit and Retirement training courses virtually. We feel it is of the utmost importance to continue to serve our clients during this difficult time.
All virtual courses will be taught by our President, Carol Schmidlin. This means you will continue to receive the same high-quality, high-energy training experience that you’ve come to expect. In short, you can take our courses from the comfort of your home or office. All you will need is a desktop, laptop, tablet, or phone with a reliable internet connection.
We remain committed to providing exceptional service to you.
Virtual Course Schedule
Maximizing Your FERS Benefit
During this session we will cover an overview of the FERS Retirement System which will include milestone markers, calculating the FERS annuity, military service and redeposit service, survivor benefits and the FERS supplement. We will also review steps to determine your savings goal for TSP and other savings.
Tuesday, May 5, 2020
12:00 PM EST
Please click HERE to register
Hurry! Only 25 spots available!
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Allocating Your TSP
During this session we will identify your goals and comfort level with risk. It is normal to feel uneasy during bear markets and recessions, but it is important that we remind ourselves that these are temporary. You have a variety of investment options in TSP and it is up to you to allocate them in a diversified portfolio that meets your goals, objectives and comfort level.
Friday, May 8, 2020
12:00 PM EST
Please click HERE to register
Hurry! Only 25 spots available!
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Roth Conversions, Roth TSP and Roth IRAs
Are these options that can make a favorable outcome for your retirement? We are in unchartered territory when it comes to our countries national debt at $24 trillion and climbing. Many people feel that taxes are on sale, knowing that our current income tax environment is scheduled to sunset in 2025. If you haven’t done so yet, learn how Roth conversions and Roth accounts work and why they may add a significant outcome to your retirement.
Tuesday, May 12, 2020
12:00 PM EST
Please click HERE to register
Hurry! Only 25 spots available!
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TSP – Considerations in Retirement
Heading into retirement you need to have a plan for taking distributions from TSP. We will discuss a simplistic process of segmenting your TSP and other savings for various time periods throughout your life. In doing so you can learn how to avoid three of the biggest risks you may face in retirement: market risk, interest rate risk and sequence of return risk. Many TSP plans are set up to accumulate enough assets to reach an individual’s savings goal. The biggest mistake we have seen people make is to go right from the “Accumulation Phase” (saving and accumulating assets), to the “Distribution Phase” (drawing income from ones’ savings). This can be destructive to retirement, without preparing for the most often overlooked stage, the “Preservation Phase”.
Please join us:
Wednesday, May 13, 2020
12:00 PM EST
Please click HERE to register
Hurry! Only 25 spots available!
Thrift Savings Plan – Allocating Your TSP in Uncertain Times
During this webinar we will go into more depth on creating a portfolio based on risk return statistics that are appropriate for your individual needs. Tools will be provided to determine if your current TSP allocation is within your comfort zone.
Tues., March 24, 2020 from 1:00-2:00pm EST
To access the Live Webinar, click here.
If you have questions related to the subject matter that you would like Carol to address after the meeting, email karen@fedsavvy.com.
If you experience problems registering, please email natalie@fedsavvy.com or call (855)531-7252
For those of you who can’t participate on the computer and would like to call in, let us know and we will send you the slides so you can follow along! Or contact Natalie Meglino at natalie@fedsavvy.com and request to be registered.
Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC. Advisory Services offered through J.W. Cole Advisors (JWCA). FedSavvy Educational Solutions and JWC/JWCA are unaffiliated entities. Securities are not FDIC insured or guaranteed and may lose value. Investments are not guaranteed and you can lose money. This presentation is for educational purposes only and is not an offer to buy or sell an investment. Neither FedSavvy Educational Solutions nor JWC/JWCA are tax or legal advisors and this information should not be considered tax or legal advice. Consult with a tax and/or legal advisor for such issues.
Estate Liquidity Plan
Tues., Feb. 25, 2020 1:00-2:00 EST
During client review meetings, we’ve noticed that a number of our clients are ending up with a slight gap in their estate plan. There are a few ways to manage your final expenses when you pass away. However, most of the people we talk with have not thought this through and believe they have filled this need. In this webinar, we’ll go through an example of a typical conversation that I have with clients. Click HERE to register.
