Big Changes Coming to the Thrift Savings Plan in 2026

Big Changes Coming to the Thrift Savings Plan in 2026

Roth TSP conversions will arrive in 2026. Who stands to benefit the most?

In November, TSP officials announced a major update that will impact all 4.1 million account holders starting in 2026: the introduction of in-plan Roth TSP conversions. But what does this mean for you and other participants? Let’s break it down.

What Is a Roth TSP Conversion?

A Roth TSP conversion allows TSP participants to move funds from their Traditional TSP to their Roth TSP—also known as an in-plan conversion. Click link to read more from FedSmith. https://www.fedsmith.com/2025/02/13/big-changes-coming-to-tsp-in-2026/