By Carol Schmidlin Last January, the feature articles in our newsletter were “Celebrating the 20th Anniversary of the Roth IRA”, and the highlights of the “Trump Tax Plan”. Our webinar for that month was “Roth TSP, Peaks and Pitfalls”. Well now a year has gone by and we are nine months away, September 2019, from […]
With the threat of higher taxes looming in the future, the need for tax-efficient retirement planning may be more valuable now than ever before. Although we alone can’t fix the 21 Trillion and growing National Debt, there are opportunities to utilize tax-efficient strategies to reduce your tax burden in the future. Tue, May 15, 2018 […]
January 1, 2018, marks the 20th Anniversary of the Roth IRA, which was established by the Taxpayer Relief Act of 1997 and named for its chief legislative sponsor, Senator William Roth of Delaware. Investing in a Roth allows you to pay tax on the seed (the smaller, contribution amount) and reap the bounties of the harvest (the contributions plus earnings) tax […]
We have reviewed the most widely read articles on our website for the past year. This is a good indicator of the issues capturing the greatest attention of readers—whether the interest is due to a positive response (such as a raise) or a negative response (such as a hiring freeze). The assessment that jumps out […]
Given the fear of future tax increases, why aren’t more federal employees utilizing the Roth TSP to provide a buffer from future taxes? I ask this question all the time during workshops and individual sessions with federal employees. The most popular responses are: (1) I don’t understand how the Roth TSP works, (2) I will […]