FSI Advocates for Main Street Americans’ Access to Objective, Affordable Financial Advice Carol Schmidlin of Franklin Planning LLC announced she has renewed membership with the Financial Services Institute (FSI) in Washington, D.C. FSI advocates for Main Street Americans’ access to objective, affordable financial advice, delivered by a growing network of independent financial advisor members. “I […]
After dismal Thrift Savings Plan (TSP) performance in 2022, 2023 started the year off with a bang. TSP performance in January 2023 flipped from what it was in January 2022. All TSP Funds showed a positive return to start off the year. Looking at the February 2023 returns seems familiar and feels like a return […]
We’ve all heard it. There is nothing we can do to avoid death and taxes, but is that really true? When it comes to death, I have nothing for you. I have not yet found the fountain of youth but I’ll keep you posted. While avoiding 100% of taxes is probably not going to happen, there […]
The Office of Personnel Management (OPM) issued a final regulation on November 16, 2022, to support enhancing stability and flexibility in the Federal Long Term Care Insurance Program (FLTCIP) by amending when abbreviated underwriting is offered to prospective enrollees and finalizing rules for the suspension of applications for coverage. This Benefits Administration Letter (BAL) provides […]
I know it’s early in the year. However, I’m also aware that some of you are already thinking about retiring. Good for you! Because planning ahead is a crucial step in assuring that your transition from employment to retirement is smooth, you need to make sure that you avoid any last-minute bumps in the road. […]