4 Key Reasons Why TSP Lifecycle Funds May Miss the Target
4 Key Reasons Why TSP Lifecycle Funds May Miss the Target
Lifecycle Fund investors need to be cognizant of higher fees, unintentional overlap/concentration, improper time horizon, and shifting too conservative too soon.
Lifecycle Fund, Target Date Fund, Life Strategy Fund, Target Retirement Date Fund: Regardless of the branding, these funds are all constructed around the same concept. The further away you are from a specific date, the more aggressive your investment portfolio can be, generally meaning more stocks and less bonds. Read more HERE.