Two Day Program – Each of these topics are covered very in-depth

FERS

  • Magic Numbers
  • Best Time to Retire
  • Calculating FERS Annuity
  • Calculating FERS Transfer Annuity
  • Postponed and Deferred Annuity
  • Deposits, Re-deposits, and Military Time
  • Criterion for Reductions to Annuities
  • VERAS and VISPS
  • Disability Retirement
  • Survivor Benefits for Spouse
  • Survivor Benefits for Children
  • Survivor Benefits for Insurable Interest
  • Court Awarded Survivor Benefits
  • FERS Supplement
  • Phased Retirement

Insurance Programs

  • Federal Employee Health Benefits Plan Options
  • How to Choose the Best Health Plan for You and Your Family
  • Flexible Savings Accounts
  • Health Savings Accounts
  • Dental and Vison Program
  • Federal Employee Life Insurance Program
  • Federal Long Term Care Insurance Program

Social Security

  • Eligibility Requirements
  • Calculating Social Security Benefits
  • Windfall Elimination (WEP)
  • Government Pension Offset
  • Optimizing Claiming Strategies

Thrift Savings Plan

  • A Short History of TSP
  • Contribution Limits
  • Investment Funds Overview
  • Inter-fund Transfers and Contribution Changes
  • Roth TSP
  • Tips for Maximizing TSP
  • TSP Calculators
  • TSP Loans
  • TSP In-Service Distributions
  • Avoiding Common Mistakes
  • Personal Savings Goal
  • Personal Risk Assessment & Comfort Goal
  • Considerations in Retirement
  • Withdrawal Options

Income Tax Key Facts

  • Taxation of Retirement Benefits
  • Tax Brackets on Income
  • Capital Gains and Dividend Tax
  • Surtax on Investment Income
  • 2016 Proposals Effect on Retirement Plans
  • Brief History of Income Taxes
  • Future of Tax Rates
  • Tax Planning Strategies
  • Top 10 Tax Friendly States for Retirees

Estate Planning

  • Will/Trust
  • Durable Power of Attorney
  • Beneficiary Designations
  • Letter of Intent
  • Healthcare Power of Attorney
  • Guardian Designations

One Day Program – All of these topics are covered, though not as in-depth as the Two Day Program

FERS

  • Magic Numbers
  • Best Time to Retire
  • Calculating FERS Annuity
  • Calculating FERS Transfer Annuity
  • Postponed and Deferred Annuity
  • Deposits, Re-deposits, and Military Time
  • Criterion for Reductions to Annuities
  • VERAS and VISPS
  • Disability Retirement
  • Survivor Benefits for Spouse
  • Survivor Benefits for Children
  • Survivor Benefits for Insurable Interest
  • Court Awarded Survivor Benefits
  • FERS Supplement
  • Phased Retirement

Insurance Programs

  • Federal Employee Health Benefits Plan Options
  • How to Choose the Best Health Plan for You and Your Family
  • Flexible Savings Accounts
  • Health Savings Accounts
  • Dental and Vison Program
  • Federal Employee Life Insurance Program
  • Federal Long Term Care Insurance Program

Social Security

  • Eligibility Requirements
  • Calculating Social Security Benefits
  • Windfall Elimination (WEP)
  • Government Pension Offset
  • Optimizing Claiming Strategies

Thrift Savings Plan

  • A Short History of TSP
  • Contribution Limits
  • Investment Funds Overview
  • Inter-fund Transfers and Contribution Changes
  • Roth TSP
  • Tips for Maximizing TSP
  • TSP Calculators
  • TSP Loans
  • TSP In-Service Distributions
  • Avoiding Common Mistakes
  • Personal Savings Goal
  • Personal Risk Assessment & Comfort Goal
  • Considerations in Retirement
  • Withdrawal Options

Half Day Program – Each of these topics are discussed to a similar level as the One Day Program offers

FERS

  • Magic Numbers
  • Best Time to Retire
  • Calculating FERS Annuity
  • Calculating FERS Transfer Annuity
  • Postponed and Deferred Annuity
  • Deposits, Re-deposits, and Military Time
  • Criterion for Reductions to Annuities
  • VERAS and VISPS
  • Disability Retirement
  • Survivor Benefits for Spouse
  • Survivor Benefits for Children
  • Survivor Benefits for Insurable Interest
  • Court Awarded Survivor Benefits
  • FERS Supplement
  • Phased Retirement

Insurance Programs

  • Federal Employee Health Benefits Plan Options
  • Federal Employee Life Insurance Program
  • Federal Long Term Care Insurance Program

Social Security

  • Eligibility Requirements
  • Calculating Social Security Benefits
  • Windfall Elimination (WEP)
  • Government Pension Offset
  • Optimizing Claiming Strategies

Thrift Savings Plan

  • Contribution Limits
  • Investment Funds Overview
  • Inter-fund Transfers and Contribution Changes
  • Roth TSP
  • TSP Loans
  • TSP In-Service Distributions