Accelerate the Tax Efficiency of Roth TSP Distributions

Given the fear of future tax increases, why aren’t more federal employees utilizing the Roth TSP to provide a buffer from future taxes?

I ask this question all the time during workshops and individual sessions with federal employees. The most popular responses are: (1) I don’t understand how the Roth TSP works, (2) I will be in a lower tax bracket in retirement, and (3) I don’t like the withdrawal limitations of the Roth TSP.

If you would like to get a better understanding of how the Roth TSP works, click here to request Chapter 5: The Roth TSP, from my book: FedSavvy, Tools and Tips to Maximize Your Federal Benefits.