Budgeting Tools, Tips and Credit Scores

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Budgeting doesn’t have to be a nightmare. One of the most important requirements is to have a plan. Learn how to create a simple easy to follow budgeting system that can be done online or on paper.

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Same-Sex Marriage Financial Impact

Same Sex Marriage Ruling from the U.S. Supreme Court Decided – June 26, 2015

Key Points of the Ruling:

1 – Same-sex marriage is a right guaranteed by the 14th Amendment

2 – States must license and recognize same-sex marriage

3 – States must recognize out-of-state same sex marriages


  • No more conflict between federal and state laws and taxation
  • More same-sex couples can be legally married (in states that previously did not permit it)
  • Relation to the 2013 U.S. Supreme Court decision in Windsor:
  • Windsor recognized Federal benefits for legal same-sex marriage while this case (Obergefell v. Hodges) allows same-sex marriage in all states and in turn allows more same-sex married couples to take advantage of Federal tax benefits.

The following Tax Benefits are now available to same-sex married couples in all states:  Read more